This juz has a very special ayat known as ayatul kursi which has message of towheed, then ism azam the names of Allah, the attributes or sifat of Allah subhana wa’talah, every thing belongs to him in skies and earth, He does not get tired so He does not need to sleep, then His knowledge He knows everything present past and future. Nothing is hidden from Him, His kursi extends over skies and earth , guarding the skies and earth does not make Allah subhana wa’talah tired. He is most high, He is most great, and He is the Ever living and Sustainer of all that exist.
He is the Lord (Rabb) why would anyone go to others to fulfill their needs, everything else is His creation, none can create and have ultimate knowledge like Him, they have needs of life like, sleep, hunger. He is eternal while creation ephemeral.
Sadqaat are the source to gain love of Allah subhana wa’talah, He multiplies [His reward] for whom He wills. And Allah is all Encompassing and the Knowing. May Allah swt give us toufeeq to spend in such a way that it becomes benefit of our hereafter ameen.
Kind words and forgiving of faults are better than Sadaqah (charity) followed by injury. And Allah is Rich (Free of all wants) and He is Most-Forbearing. The lesson is to build high character, be patient with others.
Shaitan (Satan) threatens us with poverty when we take step in the way of Allah and orders to commit Fahsha (evil deeds, illegal sexual intercourse, sins etc.); whereas Allah promises the Forgiveness from Himself and Bounty. To avoid shaitan whispers, recite Taaaoz frequently (Aaudhu billa’hi minash’shaitanir rajeem), remember that charity is ultimately increasing the blessings you have in form of health, wealth, skills etc.
Whatever we will do in the way of Allah, He will return us more then what we deserve.
If the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay. Islam is emphasizing on character building, instead of material love and its form of worship, to relief one for the sake of Allah’s love.
Allah has described in this ayah how to deal when make any transaction, making a written contract is highly recommended in case of dealing with money or in trading.
Allah subhana wa’tala never burden any soul more then his/her capacity.